amoretravel advice, EHIC Card, travel insurance

European Health Insurance Card

The European Health Insurance Card (EHIC), is your passport to free or cheaper medical treatment should you fall ill or be injured whilst on the continent. The EHIC replaces the E111 which used to be available from Post Office branches but this is no longer the case, with applications for the European Health Insurance Card, EHIC only only being accepted either online or over the phone. The European Health Insurance Card, EHIC is free when obtained through the official routes but be aware that a number of third-party websites exist which will attempt to charge you for your application –

    you do not have to do this!

The European Health Insurance Card, EHIC in no way removes the need for travel insurance but is a helpful addition whenever travelling in Europe. It entitles you, should you need it, to state-provided treatment in the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus (Greek), Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Republic of Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norway, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden, and Switzerland.

As well as covering the holder for free or reduced-price medical treatment in the event of an accident or sudden illness, the EHIC also covers medical treatment for those with chronic or pre-existing medical conditions should you need it.

Each European Health Insurance Card covers only one individual, meaning children need their own personal card and cannot share with a parent. The process is such that children under 16 and any partner can be added at the time of your own application, saving you time and making sure everyone is covered as need be. Each card lasts for five years from the date of issue.

To apply over the phone, applicants should call the NHS EHIC helpline on Tel: 0300 3301350

Those wishing to apply online should visit:http://www.nhs.uk/ehic

Remember that not all the countries covered have a health service of the same standard as the NHS. If you are taken ill and want to be flown back to the UK, or you want to cancel your holiday due to illness or a bereavement, or want compensation for travel delays, lost luggage or accident and legal cover, you are not covered by the EHIC so a good travel insurance policy remains an essential.

Buying your travel insurance separately rather than when booking your holiday can save you ££’s, amoreTravel recommends flexicover. For short breaks, summer or winter holidays and for people with existing medical conditions.